Frequently Asked Questions

We have access to a wide selection of new and pre-owned vehicles for you to choose. Ontario Car Approved is your preferred vehicle financing and vehicle selection service provider in Ontario. Below are answers to some of the questions you may have.


How do I apply for bad credit auto loans?

Simply fill out our credit application. Our team will review your application and advise you of the next steps.

Can I choose to purchase either a new car or used car?

We handle both new and used vehicles. Our team will work with you to put you in a vehicle that best suits your financial situation.

Why choose Ontario Car Approved?

Our company was formed by highly experienced auto loan experts with the aim of helping our customers securing finance for vehicle purchases. Our one and only service is to help you.

How long is the process?

After receiving your application, we guarantee to return all calls within 24 hours

Do I need a down payment?

You don’t need to have a down payment, but if you do have one it will help the process along and you will pay less interest in the end

I may have bad credit

We are here to help you, no matter what. We have lenders who specialize in no credit loans or bad credit loans. We can also help you build your credit

Toronto Car Finance